what's important for you?
What are the must haves and non-negotiables in your life right now? Have you ever thought about what you want to do? Now it is time to think about how to pay for them. We should talk!
how will we get there?
Pension? What pension? Depending on the way you paid yourself, your wife, and your children you may not be getting any additional pension money. Hope you planned for a rainy day. Did you know if you make 45K/year your whole like life, the government expects you to provide up to 30% of your retirement income needs out of your own pocket and resources? We should talk.
do you see a value in it?
Maybe you do not need my advice, if you don't great! If you think it is too expensive, maybe you're right. If you think it won't happen to you, you right. Actually, you do need me. You do need to have a talk and understand how much money you are actually giving the government, bank, or insurance company than you even know! If you are thinking to yourself, Ah ha! The bank pays me money in the form of interest! Good for putting money away, now let me show you how to keep more and actually get richer, not poorer every year. We should talk.